Social Security Benefits
Social Security benefits in 2016 will be affected by actions and decisions made in congress and the U.S. Supreme Court’s decision in 2015. In Obergefell v. …
Topic: Ira J. Brower
How To Find Unclaimed Money
A few months ago my brother called to tell me he located unclaimed money for our Dad who died almost 10 years ago. It turned out to be a telephone deposit …
Post Divorce To Do List
If you are post divorce and are contemplating remarriage during 2016 there are important planning considerations that must be made. Hopefully after your …
Understanding an IRA Investment
Most of us that own an Individual Retirement Account (IRA) understand that we are allowed to roll over money from one IRA to another without tax liability as …
Time for a Check Up on Your Investments
How’s the Health of your Investments? In keeping with this month’s Health theme, I thought I would touch on an area that deals with health in another way …
Do You Have an Agent?
The Merriam Webster dictionary defines the word Agent as “a person who does business for another person: a person who acts on behalf of another” Most of us …
When a Parent Can No Longer Care for a Disabled Child
What happens when a parent can no longer provide personal care for a disabled child because of disability or death? Who will the child live with? Who will …
Leaving Your Estate to Charity-Provide Scholarships
Since June is graduation month I would like to share a story with you. Before I do, here are some interesting facts for you to read about higher education: …
Benefits of a Standby Trust
Since the late 1970’s, the focus of my business experience has been providing trust services to the retired and soon-to-be retired population primarily in …
Savings for Disabled
A tax bill enacted in December, 2014 also included the Achieving a Better Life Experience Act (ABLE), a permanent expansion of Sec. 529 savings accounts for …