Are you someone who has a natural tendency to manage and save money or have you usually had to apply a lot of effort to do this?
If during your childhood you looked forward to seeing your savings account grow or were fascinated by the increasing number of coins in your see through piggy bank, then you most likely are among the group of naturally inclined money savers.
Sometimes a person has very little interest to save money and does so anyway because doing so is a strong value within their family.
If during your childhood you heard, overheard, or were included in family discussions when major financial decisions were made, and these were harmonious times when your parents each sincerely and seriously cooperated with the other effort for the overall benefit of your family, then you may have assumed the positive worth of these cooperative family dynamics into your own money handling template.
Similarly, if while growing up your parents usually argued about money, were mistrustful of each other’s ways with money, avoided talk about finances altogether, or one was fearful that the other parent’s style of handling money may damage the financial stability of the family, then as an adult you may feel reluctant to trust your partner regarding money or prefer to make financial decisions secretly from your partner.
For readers who are not in a relationship, substitute “partner” with “yourself”.
It is possible you esteem your money saving abilities, intuitively feel when you’re managing your money in a way which helps to stabilize your life, and possible as well to trick or deceive yourself that you’re making a thoughtful and careful decision even if you’re not.
Study the family patterns with which you grew up regarding ways to manage money.
By recognizing the emotional patterning which to some degree created your default style in handling money, you increase your ability to modify what otherwise may have always felt immoveable within yourself.
Just as you may already have done in other areas of your life, such as where and with whom you live, your definition of suitable romantic partners, career or job choice, distinguish your money handling priorities from the predominant ones in your growing up family.
Once you’ve done this inner work then you’ll be free to decide whether and whom to trust with your money, spend, and save in a responsible way which aligns with your true self.